Test 5 — Life in the UK Test Practice
About Test 5 (Official 3rd Edition Handbook)
Test 5 is a free 24-question practice test for British citizenship naturalisation and Indefinite Leave to Remain (ILR / settlement) applicants in the United Kingdom. Every question is written directly from the official Home Office handbook, Life in the UK: A Guide for New Residents (3rd Edition), covering British values, UK history, society, and government. To pass the official Life in the UK Test (booking fee £50 at gov.uk), candidates must answer at least 18 out of 24 multiple-choice questions correctly (75% pass mark) within 45 minutes.
Life in the UK Test 5

Who has to pay national insurance contributions in the UK?
Correct Answer: Almost everybody who is in paid work
Almost everybody who is in paid work in the UK must pay National Insurance (NI) contributions. This includes both employed and self-employed workers.
NI contributions help fund the State Pension, the NHS, and other benefits. It is not based on a fixed age limit but on whether a person earns above the NI threshold.